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  • Writer's pictureJason Drake, LCSW-S, BCN

Private Pay or Insurance: 7 Reasons Private Pay Counseling is Often More Effective

Updated: Dec 13, 2023


A teenage girl in overalls holding her phone smiling as her parents are sitting behind her smiling too. This represents the need for ptsd therapy sugar land, tx and teen neurofeedback therapy houston, tx. This also represents the need for social anxiety disorder treatment sugar land, tx and counselors specializing in trauma sugar land, tx.

Are you considering counseling as a way to address your teen's anxiety or depression? While insurance coverage may seem like an attractive option, it may not be the most effective way to address your child's mental health concerns.


In fact, many counselors who specialize in teen therapy, counseling for young adults, and family therapy have stopped taking insurance altogether, opting instead for private pay arrangements.


In this post, we'll explore the benefits of seeing a private pay counselor over using insurance, especially when it comes to addressing teen anxiety and depression.


7 Reasons Why a Private Pay Therapist May be What Your Teen, Young Adult, or Family Need for Successful Outcomes in Therapy


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At Sugar Land Teen & Family Counseling, we believe in providing the highest level of care for our clients. Here are 7 reasons why seeing a private pay counselor may be more effective for improving teen anxiety and depression.


1. More Time for Individualized Treatment Plans


Counselors who accept insurance are often limited in the amount of time they can spend with each patient. In order to meet the demands of insurance companies, these counselors may need to stick to a strict treatment plan that doesn't always cater to the individual needs of each patient.


With private pay counseling, however, counselors can spend more time with their clients, which allows for a more individualized approach to treatment. This can lead to better outcomes, as counselors can tailor their approach to their client's specific needs, rather than adhering to a one-size-fits-all approach.


2. Out-of-Network Benefits


Many insurance plans have out-of-network benefits, meaning that while they may not cover the cost of private pay counseling, they will reimburse patients for a portion of the cost. This can make seeing a private pay counselor more affordable, while still reaping the benefits of individualized care.


In fact, according to a study published in the Journal of Medical Internet Research, patients who saw an out-of-network counselor reported lower levels of depression and anxiety than those who saw an in-network counselor.


3. Increased Confidentiality


When you use insurance to see a counselor, your personal information is often shared with the insurance company. While this may seem like a small detail, it can have major implications for privacy and confidentiality.


With private pay counseling, your personal information remains between you and your counselor, which can help you feel more comfortable and open during your sessions.


4. More Flexibility in Treatment Options


Counselors who accept insurance may be limited in the types of treatments they can offer due to insurance restrictions. For example, insurance may not cover certain types of therapy, such as couples therapy, marriage counseling, or family therapy.


In contrast, private pay counselors have more flexibility in the types of treatments they can offer, which allows them to tailor their approach to each client's unique needs.


5. More Focus on Mental Health as a Priority


Private pay counseling caters to individuals who prioritize mental health and wellness. By choosing private pay counseling, you show your commitment to prioritizing your teen's mental health and wellbeing.


Counselors who accept insurance may not always be able to focus on mental health as a priority, since they may need to balance insurance requirements with their patients' mental health needs.


6. No Restrictions on the Number of Sessions


Many insurance companies have limits on the number of counseling sessions that they will cover. With private pay counseling, there are no restrictions on the number of sessions you and your teen can attend.


This can be especially important for teens dealing with anxiety and depression, as more sessions may be necessary to address these issues and promote long-term healing.


7. Increased Access to Qualified Counselors


Counselors who accept insurance may not always be the most qualified professionals for addressing specific mental health concerns. By choosing private pay counseling, you open up a larger pool of qualified and experienced counselors who can provide tailored and effective care for your teen's mental health journey.


Wrapping it Up


Three teenage girls, one riding on the back of the other teenage girl., on the suburbian streets smiling. This represents the need for trauma treatment sugar land, tx and anxiety treatment sugar land, tx. This also represents the need for emdr for anxiety sugar land, tx and therapy for trauma sugar land, tx.

Overall, private pay counseling can be more effective for addressing teen anxiety and depression due to increased individualized care, flexibility in treatment options, focus on mental health as a priority, and more.


At Sugar Land Teen & Family Counseling, we believe that every teen deserves high-quality counseling services, which is why we offer private pay arrangements to cater to individualized care.


Contact us today to schedule an appointment and see the difference that private pay counseling can make in your teen's life.


Sugar Land Teen & Family Counseling: Treating Anxiety, Social Anxiety, & Panic Attacks for Teens & Young Adults

Sugar Land, TX & Houston


Finding the right therapist for your teen or young adult can be a challenge. Deciding between seeing a private pay therapist and a therapist who takes insurance often comes down to cost. Here we provide 7 reasons why private pay therapists are often more effective than therapists who take insurance.


Sugar Land Teen & Family Counseling, located in Sugar Land, TX, our specialists in teen counseling have helped other teens overcome depression, anxiety, ADHD, trauma, and other challenges. We are conveniently located off of US 90 and Dairy Ashford Road.


We also have our Katy, TX location, Katy Teen & Family Counseling, which is located right off of I-10 and Grand Parkway/Hwy 99 in Katy, TX.


If you are ready to meet with one of our teen therapists or young adult therapists, all you need to do is follow these three simple steps:


  1. Contact Sugar Land Teen & Family Counseling

  2. Talk with one of our caring therapists

  3. Begin the healing process today!

Other Therapy and Counseling Services Offered at Sugar Land Teen & Family Counseling


At Sugar Land Teen & Family Counseling, we provide a variety of therapy approaches that are supported by research and shown to be effective. Some of the teen therapy and young adult counseling we offer are:


Board Certified Neurofeedback Therapy



Eye Movement Desensitization and Reprocessing (EMDR Therapy)



Group Therapy for Teens


Teen Depression

Teen Anxiety

Teen Social Anxiety

Teen Panic Attacks

Body Image


Cognitive Behavioral Therapy (CBT)



Couples Therapy & Marriage Counseling


Couples Therapy and Marriage Counseling can be very effective. The secret ingredient to success is each person willing to look at themselves and work to do things differently, together. When a marriage counselor or couples therapist has this to work with, the success rate can be very high.


Sometimes life will throw challenges at us that create situations that put strain on our marriage or relationship. It may be due to:


Choices and actions that have been made by one partner.

  • Financial downturn in the economy creating financial strain.

  • Feeling like you're growing apart.

  • Feeling like you don't have as much in common as you used to.

Whatever the reason may be, marriage counseling and couples therapy can help. Couples therapy and marriage counseling has also been found to work in less time than individual therapy.


If you've worked hard for this relationship and find that there are now barriers in the way of maintaining a healthy relationship, contact us at Sugar Land Teen & Family Counseling.


About the Author


A man sitting at a desk with a pink, short sleeved polo shirt on, waring glasses, a silver watch, he has a beard and is smiling. Providing emdr for anxiety sugar land, tx and therapy for trauma sugar land, tx. Also providing teen neurofeedback treatment houston, tx and therapy for depression sugar land, tx.

Jason Drake is a Licensed Clinical Worker - Supervisor (LCSW-S), Board Certified in Neurofeedback, EMDR trained, and a Certified Brain Health Professional through the Amen Clinics. He has provided therapy to teens, young adults, and families since 2003 and is the Owner & Lead Clinician at Sugar Land Teen & Family Counseling, Katy Counseling for Men, & Katy Teen & Family Counseling.


He specializes in leading teams of high performing therapists who also specialize in teen therapy, counseling young adults, and family counseling.


Jason is also a leader in the field of teen, young adult, and family counseling providing expert coaching and technical assistance to teen Residential Treatment Centers across the country.


Jason is also a regular contributor to various magazines and publications lending his expertise to various mental health related topics. You can check these articles out on our "Featured Articles" service page on our website.


He has also been a guest on Fox 26 Houston and on the podcast, "Grow a Group Practice" with Alison Pidgeon and the podcast "Let's Talk With Jennifer B".


If you are ready to start teen counseling or young adult therapy call, text, or email us today!



Phone Number: (832) 979-4989



The letters BCIA written in a circle and around this is written biofeedback international alliance and around this is written board certified in neurofeedback. Providing family counseling near me sugar land, tx and depression counseling sugar land, tx. Also providing counseling for anxiety sugar land, tx and emdr for depression sugar land, tx.

The words certified brain health professional written in a circle. Providing emdr therapy sugar land, tx and a depression therapist sugar land, tx. Also providing couples therapy sugar land, tx and therapy for anxiety sugar land, tx.

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